An optional 15-minute financial conversation

Questions could include how income and spending fit together, which inherited or spousal IRA options need comparison, how withdrawals interact with tax filing, and what investment, beneficiary or legacy decisions deserve discussion. An estate attorney and a CPA or tax professional have distinct roles alongside a financial professional. This is a possible agenda, not a recommendation, a promised service or a statement that a provider is available.

Written for surviving spouses who want to understand how retirement accounts, investments, income and taxes fit together. Every reader is welcome, whatever the size of the household's savings. Home and business equity are separate from investable assets.

Consider asking about scope, qualifications, compensation, referral arrangements, and whether any future recommendation can be put in writing. Investor.gov provides a starting point for checking an investment professional.

The quiz asks for a ZIP code and eight planning answers, including an investable-asset range, then your name, email, and phone number. Submitting shows your Financial Confidence Score and lets the SBC team follow up by call, text, or email. Do not enter Social Security numbers, account numbers, beneficiary details, financial documents, probate files, or health information.